$490,000

$490,000

Est. $3,243/mo · 20% down · 6.5% · 30yr

1417 Oregon Street, Bakersfield, CA, 93305

MLS# 202608874

Active
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5beds
4baths
0
3,920lot sqft
2024built
11 days on market

About this home

Live in one, rent the other a rare owner-occupant opportunity in East Bakersfield. Two detached buildings, no shared walls. The back unit delivers vacant at close of escrow: 744 sq. ft., 2 bedrooms, 1 bath, with paid-off solar, move in immediately. The front home is a 1,204 sq. ft. two-story with a bright, open main level and half bath, plus three spacious bedrooms and two full baths upstairs, one attached to the primary. Attached 1-car garage and paid-off solar. It's leased at $1,500/month through March 2027, helping carry the mortgage from day one. Each unit has its own PG&E meter. Assumable FHA financing at 5.125%, available to a qualified owner-occupant buyer with today's rates near 7%, that's savings you simply can't buy back.

Property Details

💰

$490,000

Price

🛏

5 bd

Bedrooms

🚿

4 ba

Bathrooms

🌿

3,920 sqft

Lot Size

🏗️

2024

Year Built

🚗

0 car

Garage

🏠

Single Family Residence

Type

📅

11 days

Days Listed

✓ Active ListingBakersfield, CA 93305

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Loan Type

Loan Term

$490,000
%
3%50%
$24,500 down
%
3%12%
%
$
$

Total Monthly (PITI+MI)

$3,743

Principal · Interest · Taxes · Insurance · MI

Principal & Interest$2,942
Property Taxes / mo$510
Home Insurance / mo$120
PMI (Mortgage Insurance)$171
Total Est. Payment$3,743
LTV95.0% · MI Required
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Neighborhood Snapshot

Bakersfield · 93305

Market Stats

Active Listings

119

ZIP 93305

Median List Price

$349K

ZIP 93305

Avg Days on Market

89

Bakersfield avg

Sale / List Price

98.5%

avg ratio

1417 Oregon Street, Bakersfield, CA, 93305

Listed by: Ash K Gupta, The Gupta Group- Emerge Real Estate

MLS#: 202608874 · Source: Bakersfield AOR

Based on information from Golden Empire MLS, Inc. (a subsidiary of Bakersfield Association of REALTORS®, Inc.). All data is obtained from various sources and has not been verified. Full disclaimer

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